Monsters of Homeschooling
Are you ready to learn how to avoid the Money Monster?
3. Also look at your cable bill. Chances are you are paying more than you need to for channels you don't watch. Switch to a cheaper plan for a month and see if you truly miss it. Or go radical like we did and just live without cable! The kids watch Netflix or watch shows online.
Then there's Christmas. Seriously folks, let's find a budget and stick to it. If your 3 year old is getting an iPad, I want to be adopted by you. I am all about the magic of Christmas, but spending $1000 per kid is just nuts!
I had a friend that gave each of her kids 3 presents to represent the gold, frankincense and myrrh that was presented to baby Jesus. The gold present is big and the other two are smaller. If you have a big family, draw names for presents. This is so much more fun because you can really put more thought into your gift. Whatever you do, don't go into debt for presents.